Do Not Wait For Open Season To Find A Less Expensive FEGLI Solution

The FEGLI Solution

 Did You Know???

You can replace your FEGLI benefits at any time. Thats right! You do not have to wait for "OPEN SEASON" to find a less expensive SOLUTION.

You must pay the full cost of any (optional *A, *B or *C) FEGLI coverage you select.

Your FEGLI premiums increase every 5 years (Ages 35, 40, 45, 50, 55, 60, *65, and *70) *effective 4/24/99. The total cost for these plans will become expensive.

FEGLI optional plans are term insurance plans, therefore provide no cash values. There is a much less expensive "SOLUTION" if you act now.

*see Frequently Asked Questions

If these weaknesses are addressed now, in most cases you can purchase a better SOLUTION at a much lower cost -or- redirect the same dollars you are already spending to supplement your retirement.

For Example:

  1. Lower Cost To You
  2. Level Premiums
  3. Coverage Past Age 65
  4. Cash Value Accumulations to Supplement Your Retirement
  5. Permanent Life Insurance Protection
  6. Paid-up Death Benefits*
  7. Additional Coverage Available for Spouse and Children
  8. Plans Can Continue Even if You Leave Federal Service

*Based on current assumptions, permanent plans only, additional premiums may be required.

Isn't this the SOLUTION you've been looking for?

We have a solid, hassle free, low cost "SOLUTION" to these problems that will fit your needs and your budget.

You are under no obligation so "Request A Quote" today for your "FEGLI SOLUTION" comparison. Plans are medically underwritten based on age and current health so a para-med exam might be required at NO COST TO YOU!

You have nothing to lose so check it out today! Being independent allows us to shop for the best A & A+ companies and products to fit your needs. We specialize in the Federal Market Place and pledge to keep my clients informed regarding any changes in FEGLI that will affect you.

  • Policy riders are optional and are available on most policies at a small additional cost.
  • FEGLI Solutions are private insurance plans. The companies and representatives we use are not affiliated with any government agency.
  • If your policy generates cash or loan values, access to those values may be limited for the first several policy years.
©2002 Kippenberger and Associates

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